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In Penny For Your Thoughts, Penny has been a private investigator for several years. She has broken far too many rules and now must give up her business. Penny is determined to continue as a private investigator, and she finds a new way to continue to help those who need her services. Will Penny's past hinder her ability to move towards her plans? Will, somehow she be able to resist falling into deep despair? Penny must stay focused on those who she's helping so that her clients aren't affected by all of this.